Nine months on record — 822 transactions from 5 January to 30 September 2026.
Savings appears for the first time: 15 rows from 14 July. Most of its movement is transfers to and from Checking.
| Account | Txns | First | Last | Credits | Debits | Net |
|---|---|---|---|---|---|---|
| Checking | 807 | 2026-01-05 | 2026-09-30 | 110,455.72 | −106,981.06 | 3,474.66 |
| Savings | 15 | 2026-07-14 | 2026-09-30 | 8,500.12 | −13,000.00 | −4,499.88 |
| All | 822 | 2026-01-05 | 2026-09-30 | 118,955.84 | −119,981.06 | −1,025.22 |
Payroll ran at ≈$9,090/month through April and ended in May. Since then income has been California EDD and support from Renee.
September spending was $7,857 against $11,330 in August, when travel ran $2,788. Rent nets to $3,149 after Cheryl's share.
| Category | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Total |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 8,492.88 | 9,361.99 | 9,090.33 | 9,090.34 | 17,917.46 | 1,500.84 | 14,748.06 | 3,600.05 | 6,474.01 | 80,275.96 |
| Rent | — | — | — | −1,000.00 | −1,000.00 | −1,050.00 | −8,861.92 | −3,000.00 | −3,149.26 | −18,061.18 |
| Health & Wellness | −538.49 | −1,411.17 | −1,116.07 | −861.16 | −985.21 | −1,065.24 | −2,104.17 | −1,388.58 | −1,181.49 | −10,651.58 |
| Food & Dining | −790.14 | −1,858.18 | −1,034.94 | −1,575.12 | −1,634.98 | −894.15 | −899.29 | −915.42 | −390.48 | −9,992.70 |
| Entertainment | −144.84 | −357.98 | −2,857.03 | −1,782.75 | −1,296.41 | −561.02 | −750.00 | −600.00 | −421.36 | −8,771.39 |
| Travel | −388.19 | −407.14 | −313.96 | −2,381.85 | −41.20 | — | — | −2,788.40 | −188.00 | −6,508.74 |
| Transportation | −59.35 | −151.49 | −525.16 | −1,115.18 | −404.70 | −197.90 | −1,675.20 | −883.54 | −724.72 | −5,737.24 |
| Shopping · Amazon | — | −176.34 | −939.20 | −412.64 | −828.48 | −367.97 | −635.18 | −594.20 | −655.98 | −4,609.99 |
| Subscriptions & Bills | — | — | — | −32.26 | −746.27 | −858.11 | −604.27 | −1,023.87 | −1,202.09 | −4,466.87 |
| Shopping | — | −1,607.82 | −457.11 | −152.56 | −102.18 | −478.01 | −722.32 | −136.10 | 20.98 | −3,635.12 |
| Legal | — | — | — | — | — | — | — | — | −522.50 | −522.50 |
| Reimbursements | — | — | 95.00 | — | — | 400.00 | 1.00 | — | 558.20 | 1,054.20 |
| Savings & Transfers | −3,500.00 | −2,000.00 | −3,658.00 | −390.00 | −1,500.00 | −1,910.00 | 3,500.00 | — | 59.93 | −9,398.07 |
$9,993 across the record; September was $390, mostly groceries.
| Kind | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Total | Txns |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Groceries | −105.38 | −376.79 | −165.66 | −701.55 | −826.45 | −808.30 | −752.87 | −580.29 | −305.76 | −4,623.05 | 60 |
| Cash withdrawals | −100.00 | −400.00 | −300.00 | −500.00 | −640.00 | — | −240.00 | — | −40.00 | −2,220.00 | 11 |
| Delivery | −21.47 | −72.04 | — | — | — | — | — | — | — | −93.51 | 2 |
| Coffee | −31.22 | −96.75 | −64.35 | −7.31 | — | −15.85 | — | — | — | −215.48 | 21 |
| Restaurants & takeout | −532.07 | −912.60 | −504.93 | −366.26 | −168.53 | −70.00 | −243.02 | −415.17 | −115.95 | −3,328.53 | 67 |
| Total | −790.14 | −1,858.18 | −1,034.94 | −1,575.12 | −1,634.98 | −894.15 | −1,235.89 | −995.46 | −461.71 | −10,480.57 | 161 |
| Source | Count | Total |
|---|---|---|
| Homeward Health payroll | 13 | 54,670.51 |
| Zelle from Renee (support) | 3 | 14,022.00 |
| California EDD (unemployment) | 8 | 6,750.00 |
| Deposits | 3 | 4,725.00 |
| Other income | 1 | 108.33 |
| Savings interest | 3 | 0.12 |
Homeward Health payroll accounts for $54,671 across 13 payments and ended in May. Renee's support is $14,022 across three payments through September.
| Channel | Count | Total |
|---|---|---|
| Zelle | 11 | 3,216.17 |
Eleven Zelle rows from Cheryl through September, $3,216.17, all tagged internal-transfer.
Nineteen active commitments as configured at the September close.
| Item | Cadence | Amount | Priority | State |
|---|---|---|---|---|
| Rent | monthly | −4,500.00 | P0 | active |
| T-Mobile | monthly | −322.38 | P0 | active |
| Bonanno Anderson | every 42 days | −290.00 | P0 | active |
| Zoranovich Chiropractic | every 84 days | −237.50 | P0 | active |
| Physical Therapy (provider B, ~every 3 weeks) | every 21 days | −235.00 | P0 | active |
| Physical Therapy (provider A, ~biweekly) | biweekly | −200.00 | P0 | active |
| USAA insurance | monthly | −188.89 | P0 | active |
| J Bodyworks | monthly | −175.00 | P1 | active |
| Cloudflare | annual | −160.00 | P1 | active |
| Discretionary | every 7 days | −150.00 | P2 | active |
| 1Password | annual | −129.48 | P1 | active |
| PG&E | monthly | −104.94 | P0 | active |
| Anthropic | monthly | −100.00 | P1 | active |
| Comcast/Xfinity | monthly | −70.00 | P0 | active |
| Alto Pharmacy | monthly | −52.69 | P0 | active |
| Oura | monthly | −5.99 | P1 | active |
| Cheryl utility share | monthly | 148.17 | P0 | active |
| Cheryl rent share | monthly | 1,500.00 | P0 | active |
| Recurring Income | monthly | 4,674.00 | N/A | active |
| Way2Save Transfer | monthly | −1,000.00 | P1 | inactive |
| Google Cloud | monthly | −202.92 | P1 | inactive |
| Claude.ai | monthly | −20.00 | P1 | inactive |
ben/Savings was first exported at this close and only goes back to 14 July.
September's Amazon charges carry no item detail.
Zero uncategorised rows across all 822 transactions.